Data from SME Assessment Information Finance Essay
Exploring the value of merging information from multiple sources to predict the credit risk of SMEs, SMEs and SCF for supply chain financing is a popular but challenging task, because two issues of selection of important variables and an unbalanced class must be addressed simultaneously. To this end, we develop new forecasting models using a, to investigate the mediating effect of credit reference information CRI on SMEs' access to finance in Ghana. Our data analysis showed that both the collateral-based records CBRs and the PBC personal business characteristics methodologies are sufficiently used by the banks, although CBRs were more important and used more often. Institute, Tokyo. The Asian Development Bank Institute (ADBI) invites submissions of original, unpublished articles on the role of credit rating and credit guarantee schemes in unlocking small and medium enterprises,