The relevance of securitization in banking essay
SBI has not yet revealed the details of the plan. Securitization has been steadily gaining ground in India in recent years. However, the market is still in its infancy. The total volumes between financial years were estimated by credit rating agency Investment and Credit Rating Agency Icra. This article is a critical review of the article “Securitization” revisited: theories and cases. written by Thierry Balzacq, Sarah Leonard and Jan Ruzicka. Thierry Balzacq, 2015 This. paper. 6. and Inverse Floater Effects. 6. and non-depreciable securities. of securitization. 7. Financing. 7. Credit exposure to assets. 7. Balance sheet efficiency. 7. Different sources of financing. 7. Financing costs. 7. Assets and liabilities. Securitization is the sale and purchase of debts and receivables, normally through Asset Reconstruction Company. Asset Reconstruction Company ARC means a company registered with RBI for the purpose of carrying on business of asset reconstruction or securitization or both - 1, ba of SARFAESI Act inserted wef. 1-9-2016.