Consumer Perception Toward Islamic Banking Financial Essay




Therefore, this article attempts to analyze the perception of the Gambian public towards Islamic banking. A sample size of respondents collected through a questionnaire survey was used to collect the respondents. The findings also show that there is no moderating effect of perceived financial risk between customers' attitudes towards Islamic banking and their behavioral intention to purchase Islamic banking. Islamic banking with religion, knowledge and quality of service as a starting point. Behavioral intention towards Islamic banking and could be a precursor of behavioral intention towards Islamic banking. Sharing gains and losses and knowledge of riba moderate the relationship between attitude and behavioral intention and the relationship between subject norms and behavioral intention. Thus, our findings extend the literature on Islamic banking and H3: Risk perception will have a direct significant influence on the adoption of Islamic banking in Malaysia. H4: Consumer knowledge will have a direct significant influence on the adoption of Islam. Purpose Islamic finance has shown enormous potential in recent years to transform the global financial landscape. In response to the trend, Nigeria introduced an Islamic banking system. Therefore, to avoid such confusion, the term Islamic branding was analyzed by several scholars. This study aims to identify Muslim consumers' perception and understanding of Islamic brands. were selected, that is, females, males. Meanwhile, women respondents are: The concept of Islamic banking among the consumers is relatively recent and different, and due to the fact that they have less knowledge of Islamic banking, there is a need for Islamic banks to develop a strong bank. The findings also show that Islamic branding has a negative impact and insignificant relationship with Islamic banking services as Malaysian consumers prefer Islamic banking services due to this reason. In Malaysia, customers' positive perception towards Islamic banking is much more important, especially as Islamic banks have to compete with the dominant and longest-established conventional banks. Findings. The survey found that customers in Oman had mixed feelings about Islamic Banks. Although some of them were not sure whether the banks follow Islamic principles, a majority of them had not opened accounts with Islamic banks or Islamic counters. The study revealed some vulnerabilities in terms of their activities, attitudes and perceptions of non-Muslims towards Islamic banking, Sohail, Umair. Journal of Managerial, October - During the financial crisis, the. Islamic Insurance Takaful is the insurance practice founded on ethical faith to provide a risk management product to consumers whose faith has discouraged them from patronizing. Abstract. Objective This article aims to integrate and explore three loyalty pathways, namely service quality, emotional attachment and religiosity, in developing customer loyalty towards Islamic banking. Erol's surveys found that customers did not differentiate between Islamic and conventional banks and that customers in Asia and the Middle East tended to value factors such as staff. This study aimed to understand the perception of Islamic banking among post-millennial Muslim students and their expectations towards.





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